🌉 Bridge Loans · Fast Capital

Bridge Loans
Close Fast.
Bridge the Gap.

Short-term real estate financing when timing is everything. Close in as little as 7–14 business days, no income verification, flexible property types.

Bridge Loan Real Estate
Close in 7–14 Days
Bridge Loan Highlights
7–14
Days to Close
80%
Max LTV
$5M+
Max Loan Size
24mo
Max Term
IO
Interest Only
When It Makes Sense

5 Situations Where a Bridge Loan Wins

Bridge loans give you speed and flexibility that traditional lenders simply cannot match.

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Acquisition Speed

Found an off-market deal or auction property requiring a fast close? A bridge loan funds in days — not months — so you don't lose the opportunity to a cash buyer or faster competitor.

Loan Maturity Bridge

Your existing loan is coming due and your permanent refinance isn't ready. A bridge loan covers the gap and prevents default or forced sale while you finalize long-term financing.

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Stabilization Period

Purchased a property that needs light rehab or lease-up before it qualifies for a DSCR loan? A bridge loan gives you 12–24 months to stabilize the asset before refinancing.

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Buy Before You Sell

Purchase your next investment property before selling the current one. Close on the new property now and pay off the bridge when the old property sells at full market value.

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Value-Add Projects

Light renovation, unit conversion, or repositioning that increases value. Bridge loans are ideal for cosmetic updates or lease-up strategies where you plan to hold long-term.

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Complex Deals

Deals that don't fit conventional boxes — partnership buyouts, estate properties, unusual property types — bridge loans can often accommodate what traditional lenders won't touch.

Loan Details

Bridge Loan Program Terms

Fast Capital. Minimal Docs.

Bridge loans require far less paperwork than traditional mortgages. Typically you'll need property details, a purchase contract or payoff statement, entity documents if applicable, and proof of exit strategy.

No tax returns. No W-2s. No personal income verification on most programs. Underwriting focuses on the property value and your exit strategy — sell or refinance into permanent debt.

Apply Now — It's Free
Loan Amounts$150,000 – $5,000,000+
Max LTVUp to 75–80% LTV
Loan Terms6 – 24 Months
PaymentsInterest-Only
Close Speed7–14 Business Days
Income VerificationNot Required (Most Programs)
Property TypesSFR, Multifamily, Mixed-Use, Commercial
Entity ClosingLLC, LP, Corporation
Process

From Application to Funding in 5 Steps

Bridge loans are built for speed. Here is how the process works.

1
Scenario Review

Discuss the property, your timeline, exit strategy — refinance or sell — and target loan amount. This tells us which bridge program fits your situation best.

2
Term Sheet

Within 24–48 hours we provide a term sheet outlining rate, term, LTV, fees, and prepayment terms. No surprises — you see the full cost of the loan upfront.

3
Fund & Close

Once approved, closing can happen in as fast as 7–14 business days. You get your capital, secure the property, and execute your plan on your timeline.

Common Questions

Bridge Loan FAQs

How fast can a bridge loan close?
Many bridge programs close in 7–14 business days. Expedited closings are available for time-sensitive deals. We work with lenders who understand that speed is the product for real estate investors.
What is the exit strategy requirement?
Bridge loans require a clearly defined exit — either selling the property or refinancing into permanent financing such as a DSCR loan. The strength of your exit strategy is a key part of underwriting approval.
Do I need good credit for a bridge loan?
Credit matters but bridge loans are more flexible than conventional financing. The property value, deal strength, and exit strategy carry significant weight in the approval process alongside your credit profile.
What property types qualify for bridge loans?
Single-family, multifamily (2–36+ units), mixed-use, and many commercial properties. Whether you are acquiring a duplex or a small apartment building, bridge programs can often accommodate the deal.

Don't Let Timing Kill Your Next Deal

Whether you're acquiring, stabilizing, or bridging to permanent financing — fast capital is one conversation away.

Get a Bridge Loan Quote Now